Who Qualifies?

Corporations

Increasingly, corporations are facing rising benefits costs combined with more restrictive contract wording. With flexsave, corporations can take advantage of a new approach that could save up to 30% and provide increased flexibility and control. There are no limits or conditions*.

*Provincial Medical / Travel Medical is available but not compulsory for Corporations.

Unincorporated/Self-employed individuals

Before 1998, there were only two ways for self-employed individuals to pay for medical and dental expenses:

Group Insurance - Many services are not covered and are subject to both deductibles and co-insurance

Pay Cash - No or little tax deduction due to the 3% medical tax credit rule

With flexsave, self-employed individuals and unincorporated entities can completely tax-deduct money spent on all eligible healthcare services. flexsave can be used on its own or in combination with existing group insurance coverage.

Annual limits - $1500 for each adult and $750 for each child. For example, a family of 2 adults and 2 children has a maximum benefit of $4500. This can be used by any one individual*.

*Condition - Canada Customs & Revenue Agency 'CCRA' requires an element of risk component for unincorporated / self - employed individuals. The element of risk associated with flexsave is provincal medical/travel insurance.

To learn more about flexsave, click here.

For more information please email info@crosswalkinsurance.com.